Every person is unique and uses their credit differently. Some of us always pay our bills on time and some of us are forgetful. Some of us are new to the credit scene, while others are seasoned veterans. Some of us use our credit to constantly travel, while others stay put. For each type of person, there is a credit card out there to fit their needs. Credit card companies create specific cards to fulfill specific needs in order to attract customers. Here are 5 factors that credit card companies target and you should consider when applying for your next credit card.

1.) Show Me the Money